Retiree and COBRA Information

• Enrollment changes allowed for dental and vision coverage. A new two-year commitment cycle for the University’s dental and vision plans will start Jan. 1, 2023 for those retirees who are still eligible for COBRA. Dental and vision benefits will continue to be administered by Delta Dental and VSP Vision.
• Time to review dependent eligibility. Please review the Benefits Eligibility Policy and remove any dependent you have on your health plan who no longer meets the definition of an eligible dependent.
• Easy enrollment. If you want to stay with the plan that you are currently enrolled in, you do not need to take any action. If you wish to cancel your coverage because you have other coverage available to you that better meets your health care needs, you may contact Lifetime Benefit Solutions from Nov. 28-Dec. 9 at 800.493.0318 (TTY: 800.662.1220).

There are several ways to connect with resources that will enable you to make the best decisions for you and your loved ones.

• HR Shared Services is available at 315.443.4042 to answer your personal questions or assist with requests for accommodations. Appointments are available upon request.
• Call our dedicated Excellus BlueCross BlueShield (BCBS) customer service center at 800.493.0318 (TTY: 800.662.1220) if you need additional assistance regarding your personal medical plan questions. Excellus BCBS has expanded hours of operation Monday through Thursday from 8 a.m.-8 p.m. and Friday from 9 a.m.-8 p.m. With prescription drug questions, contact Optum Rx member services at 866.854.2945 (TTY: 711). They are available to assist you 24/7.
• If you are eligible under COBRA for dental and vision, please contact Delta Dental at 800.932.0783 (TTY: 711) for dental plan questions or VSP at 800.877.7195 (TTY: 800.428.4833) for vision plan questions.
• Call our dedicated Lifetime Benefit Solutions customer service center at 800.493.0318 (TTY: 800.662.1220) with any billing questions. The hours of operation are Monday through Thursday from 8 a.m.-5 p.m. and Friday from 9 a.m.-5 p.m.

As in the past, we continue to offer those who retired on or after Jan. 1, 2006, and their eligible dependents the choice of three health plan options: SUBlue, SUOrange and SUPro. These plans include medical benefits administered by Excellus BCBS and prescription drug benefits (for those who are eligible) administered by Optum Rx.

As a reminder, for those who are eligible for prescription drug coverage, Optum Rx regularly evaluates and makes changes to the prescription drug formulary and programs that focus on safety and proper usage of certain prescriptions. If there are changes that may impact you, Optum Rx will notify you prior to Jan. 1 with additional information.

The full list of benefit rates for post-2006 retirees [PDF] includes the contributions required for individuals enrolled in the SUBlue, SUOrange and SUPro plans.

Remember, the University offers an Opt Out/Opt In provision to individuals who are eligible for subsidized retiree health care coverage through the University. This provision gives you the ability to waive out of the retiree health plans with the option to opt back in at a later date, as long as you have had continuous coverage or are Medicare-eligible. For more information on the Opt Out/Opt In provision and the applicable eligibility rules, visit our online resources. If you have any questions about opting out of a University plan, you may contact HR Shared Services at 315.443.4042.

Please keep in mind that the University’s plan does not include prescription drug coverage for those who are Medicare-eligible. We recommend that you consider enrolling in a Medicare Part D prescription drug plan once you are eligible for Medicare, and that you make plans three months in advance to replace your Syracuse University prescription coverage when you lose it.

Remember, if you or any of your covered dependents are Medicare-eligible, you and/or they must enroll in Medicare Parts A and B immediately and notify our medical plan administrator. Medicare integration applies to individuals eligible for Medicare whether or not they are enrolled in Medicare; if a Medicare-eligible individual decides not to enroll in Medicare, out-of-pocket costs for claims made under the plan are likely to be significantly higher. If you have questions about this, contact Excellus BCBS at 800.493.0318 (TTY: 800.662.1220).

The University retiree health plans, including SUBlue, SUOrange and SUPro, meet the coverage requirements of the Affordable Care Act. Given the variety of health insurance options available through the Marketplace of private insurers and the subsidies available, you may want to consider whether private insurance is a good option for you and your dependents.

More information about the Marketplace is available by phone at 800.318.2596 (federal) and 855.355.5777 (New York State). You should also compare the coverage and cost of these plans with those available to you through a spouse or domestic partner.

A new two-year commitment cycle for the University’s dental and vision plans will start Jan. 1, 2023 for those retirees who are still eligible for COBRA. Dental and vision benefits will continue to be administered by Delta Dental and VSP Vision. Review our online resources to ensure you’re using your dental and vision benefits to the fullest.

If you are enrolled in the SEBF dental/vision plan under COBRA, you may maintain or change your SEBF coverage. Contact SEBF at 855.835.9720 with any questions regarding the coverage options and contributions. SEBF dental and dental with optical COBRA rates are valid from July 1, 2022, through June 30, 2023.

The contributions for all COBRA continuation coverage options are available online.

TIAA
To discuss your investment mix or retirement income options, contact TIAA at 855.842.CUSE (2873) (TTY: 800.842.2755).

Auto and Home Insurance
Formerly MetLife Auto and Home, Farmers Insurance Group offers retirees the opportunity to participate in Syracuse University’s group auto and home insurance program. For a free quote, call Farmers Insurance Group’s local agent, Tom Swanson, at 315.656.2982.

Visit the benefit notifications page to review important legal notices. These notifications are for your reference only. You are not required to take any action. However, if you have any questions on how these notifications may apply to your specific situation, please contact HR Shared Services at 315.443.4042.

• Time to review dependent eligibility. Please review the Benefits Eligibility Policy and remove any dependent you have on your health plan who no longer meets the definition of an eligible dependent.
• Easy enrollment. If you want to stay with the medical plan that you are currently enrolled in, you do not need to take any action. If you wish to cancel your coverage because you have other coverage available to you that better meets your health care needs, you may contact Lifetime Benefit Solutions from Nov. 28-Dec. 9 at 800.493.0318 (TTY: 800.662.1220).

There are several ways to connect with resources that will enable you to make the best decisions for you and your loved ones.

• HR Shared Services is available at 315.443.4042 to answer your personal questions or assist with requests for accommodations. Appointments are available upon request.
• Call our dedicated Excellus BlueCross BlueShield (BCBS) customer service center at 800.493.0318 (TTY: 800.662.1220) if you need additional assistance regarding your personal medical plan questions. Excellus BCBS has expanded hours of operation Monday through Thursday from 8 a.m.-8 p.m. and Friday from 9 a.m.-8 p.m. With prescription drug questions, contact Optum Rx member services at 866.854.2945 (TTY: 711). They are available to assist you 24/7.
• Call our dedicated Lifetime Benefit Solutions customer service center at 800.493.0318 (TTY: 800.662.1220) with any billing questions. The hours of operation are Monday through Thursday from 8 a.m.-5 p.m. and Friday from 9 a.m.-5 p.m.

As in the past, we continue to offer those who retired before Jan. 1, 2006, and their eligible dependents the choice of two health plan options: SUBlue and SUOrange. These plans include medical benefits administered by Excellus BCBS and prescription drug benefits (for those who are eligible) administered by Optum Rx.

Optum Rx regularly evaluates and makes changes to the prescription drug formulary and programs that focus on safety and proper usage of certain prescriptions. If there are changes that may impact you, Optum Rx will notify you prior to Jan. 1 with additional information.

Retirees (and their eligible dependents) who retired before Jan. 1, 2006, who were not yet Medicare-eligible at the time of retirement, have access to subsidized coverage through the end of the five-year period that begins on the date the retiree or dependent became eligible for Medicare.

Upon Medicare eligibility, which generally occurs at age 65, if you or any of your covered dependents are Medicare-eligible, you and/or they must enroll in Medicare Parts A and B immediately and notify our medical plan administrator. Medicare integration applies to individuals eligible for Medicare whether or not they are enrolled in Medicare; if a Medicare-eligible individual decides not to enroll in Medicare, out-of-pocket costs for claims made under the plan are likely to be significantly higher. If you have questions about this, contact Excellus BCBS at 800.493.0318 (TTY: 800.662.1220).

Contributions are required for pre-65 coverage only. Below is the schedule of monthly rates for subsidized coverage.

2023 Monthly Health Plan Contributions

  * A monthly administrative fee will apply.

Qualifying for Reduced Contributions Under the Health Plan

Depending on your household income and size (see chart below), you may be eligible for lower medical health plan contributions under Schedule B. If you think you may qualify, complete the application by Dec. 2. You will be notified after this date if your application is approved.

You must apply each year to receive a reduced rate. For more information on the application process, visit the Schedule B website.

At the end of your five-year period (which began on the date that you became eligible for Medicare), subsidized coverage will end. You may elect to continue Syracuse University retiree health plan coverage on a non-subsidized basis, provided that you enroll in Medicare Parts A and B. Information will be mailed to you from our retiree billing administrator before your coverage ends.

Please keep in mind that because this option does not include prescription drug coverage, you should consider enrolling in a separate Medicare Part D prescription drug plan once you are eligible for Medicare. We recommend that you make plans three months in advance to replace your University prescription coverage.

The non-subsidized medical plan costs for 2023 are indicated in the table below.

*A monthly administrative fee will apply.

The University retiree health plans, including SUBlue and SUOrange, meet the coverage requirements of the Affordable Care Act. Given the variety of health insurance options available through the Marketplace of private insurers and the subsidies available, you may want to consider whether private insurance is a good option for you and your dependents.

More information about the Marketplace is available by phone at 800.318.2596 (federal) and 855.355.5777 (New York State). You should also compare the coverage and cost of these plans with those available to you through a spouse or domestic partner.

TIAA
To discuss your investment mix or retirement income options, contact TIAA at 855.842.CUSE (2873) (TTY: 800.842.2755).

Auto and Home Insurance
Formerly MetLife Auto and Home, Farmers Insurance Group offers retirees the opportunity to participate in Syracuse University’s group auto and home insurance program. For a free quote, call Farmers Insurance Group’s local agent, Tom Swanson, at 315.656.2982.

Visit the benefit notifications page to review important legal notices. These notifications are for your reference only. You are not required to take any action. However, if you have any questions on how these notifications may apply to your specific situation, please contact HR Shared Services at 315.443.4042.

• Deductibles, copays and coinsurance remain flat. There will be no increase in deductibles, copayments and coinsurance.
• Enrollment changes allowed for dental and vision coverage. A new two-year commitment cycle for the University’s dental and vision plans will start Jan. 1, 2023 for those individuals who are still eligible for COBRA. Dental and vision benefits will continue to be administered by Delta Dental and VSP Vision.
• Time to review dependent eligibility. Please review the Benefits Eligibility Policy and remove any dependent you have on your health plan who no longer meets the definition of an eligible dependent.
• Easy enrollment. If you want to stay with the plan(s) that you are currently enrolled in, you do not need to take any action. If you wish to cancel your coverage because you have other coverage available to you that better meets your health care needs, you may contact Lifetime Benefit Solutions from Nov. 28-Dec. 9 at 800.493.0318 (TTY: 800.662.1220).

COBRA participants have the choice of three health plan options: SUBlue, SUOrange and SUPro. These plans include medical benefits administered by Excellus BCBS and prescription drug benefits administered by Optum Rx. For 2023, there will be no increases in deductibles, copays or coinsurance for SUBlue, SUOrange or SUPro.

As a reminder, Optum Rx regularly evaluates and makes changes to the prescription drug formulary and programs that focus on safety and proper usage of certain prescriptions. If there are changes that may impact you, Optum Rx will notify you prior to Jan. 1 with additional information.

The following table summarizes the contributions required for individuals in the SUBlue, SUOrange and SUPro plans.

A new two-year commitment cycle for the University’s dental and vision plans will start Jan. 1, 2023 for those individuals who are still eligible for COBRA. Dental and vision benefits will continue to be administered by Delta Dental and VSP Vision. Review our online resources to ensure you’re using your dental and vision benefits to the fullest.

If you are enrolled in the SEBF dental/vision plan under COBRA, you may maintain or change your SEBF coverage. Contact SEBF at 855.835.9720 with any questions regarding the coverage options and contributions. SEBF dental and dental with optical COBRA rates are valid from July 1, 2022, through June 30, 2023.

The contributions for all COBRA continuation coverage options are available online.

The health plans, including SUBlue, SUOrange and SUPro, meet the coverage requirements of the Affordable Care Act. Given the variety of health insurance options available through the Marketplace of private insurers and the subsidies available, you may want to consider whether private insurance is a good option for you and your dependents.

More information about the Marketplace is available by phone at 800.318.2596 (federal) and 855.355.5777 (New York State). You should also compare the coverage and cost of these plans with those available to you through a spouse or domestic partner.

Visit the benefit notifications page to review important legal notices. These notifications are for your reference only. You are not required to take any action. However, if you have any questions on how these notifications may apply to your specific situation, please contact HR Shared Services at 315.443.4042.

There are several ways to connect with resources that will enable you to make the best decisions for you and your loved ones.

• HR Shared Services is available at 315.443.4042 to answer your personal questions or assist with requests for accommodations. Appointments are available upon request.
• Call our dedicated Excellus BlueCross BlueShield (BCBS) customer service center at 800.493.0318 (TTY: 800.662.1220) if you need additional assistance regarding your personal medical plan questions. Excellus BCBS has expanded hours of operation Monday through Thursday from 8 a.m.-8 p.m. and Friday from 9 a.m.-8 p.m. With prescription drug questions, contact Optum Rx member services at 866.854.2945 (TTY: 711). They are available to assist you 24/7.
• Call our dedicated Lifetime Benefit Solutions customer service center at 800.493.0318 (TTY: 800.662.1220) with billing questions. The hours of operation are Monday through Thursday from 8 a.m.-5 p.m. and Friday from 9 a.m.-5 p.m.
• If you are eligible under COBRA for dental and vision, please contact Delta Dental at 800.932.0783 (TTY: 711) for dental plan questions or VSP at 800.877.7195 (TTY: 800.428.4833) for vision plan questions.